PayPal Fee Calculator Australia

For an Australian business account, commercial transactions, including PayPal Checkout, goods and services and money requests, cost 2.90% plus a fixed fee of A$0.30 when you receive Australian dollars. On a A$100 payment that is A$3.20, so you receive A$96.80. The rates come from PayPal’s Australian Merchant Fees page.

When the buyer’s PayPal account is registered outside Australia, PayPal adds 1.00% to the domestic rate, for commercial transactions and QR codes alike. A A$100 payment from an overseas buyer costs 3.9% plus A$0.30, which is A$4.20. If you receive the payment in another currency, the fixed fee is set by that currency instead.

Receiving a payment through a PayPal QR code costs 1.20% of the amount, and PayPal’s Australian page shows no fixed fee for it. A A$20 QR payment costs A$0.24 and a A$100 payment A$1.20. QR payments from buyers registered outside Australia add the 1.00% international fee, making 2.2%.

It depends on the currency you receive: A$0.30 for Australian dollars, US$0.30 for US dollars, NZ$0.45 for New Zealand dollars, €0.35 for euros and £0.20 for pounds, from a table of 24 currencies on PayPal’s page. The fixed fee is added to the percentage fee on every commercial transaction.

PayPal’s exchange rate includes a fee above the base rate. It is 4.0% for a few cases, such as paying in a currency other than the listing currency or refunds after a day, and 3.0% for every other conversion, including converting a payment you received. Converting US$95.80 left after fees costs about US$2.87.

Choose What to charge and enter the amount you want to keep. The calculator finds the lowest payment, to the cent, that leaves at least that much after every fee. To receive A$100 from a domestic payment, ask for A$103.30. Check the rules that apply to you before adding a surcharge for paying by PayPal.