PayPal Fee Calculator

For a US business account, PayPal Checkout, Guest Checkout and Venmo payments cost 3.49% plus a fixed fee of $0.49. Standard card payments cost 2.99% plus $0.49 and Pay Later 4.99% plus $0.49. On a $100 Checkout payment that is $3.98, so you receive $96.02.

When someone sends you money for goods and services, PayPal’s Merchant Fees page lists 2.99% with no fixed fee for US accounts. A $100 payment costs $2.99. It gives the buyer purchase protection, unlike friends and family payments, which aren’t for buying and selling.

If the buyer’s PayPal account is in another market, PayPal adds 1.50% to the domestic rate. A $100 Checkout payment from abroad costs 4.99% plus $0.49, which is $5.48. If PayPal also converts the money into another currency for you, a 3% spread is built into the exchange rate.

Choose What to charge and enter the amount you want to keep. The calculator adds the fee back: to receive $100 from a domestic Checkout payment, ask for $104.12. It checks the answer to the cent, because PayPal rounds the percentage fee and adds the fixed fee separately.

The fixed fee depends on the currency you receive: $0.49 for US dollars, £0.39 for pounds, €0.39 for euros, C$0.59 for Canadian and A$0.59 for Australian dollars. QR code payments have a smaller fixed fee, $0.09 in US dollars, with a 2.29% rate.

This calculator covers the fee for receiving a payment. Refunds, chargebacks, disputes, instant transfers and micropayments have their own rules and fees on PayPal’s Merchant Fees page. Rates for PayPal accounts outside the US are different too, so check the page for your country.