PayPal Fee Calculator Canada

For a Canadian business account, commercial transactions, including PayPal Checkout and goods and services, cost 2.9% plus a fixed fee of C$0.30 when you receive Canadian dollars. On a C$100 payment that is C$3.20, so you receive C$96.80. PayPal Pay Later payments cost 4.9% plus the fixed fee.

PayPal adds an international fee to the domestic rate: 0.8% when the buyer’s account is in the US and 1% for every other country. A C$100 payment from a US buyer costs 3.7% plus C$0.30, which is C$4.00. If you receive US dollars, the fixed fee is US$0.30 instead.

When PayPal converts a payment you receive in another currency, its rate is at least 4% above the base exchange rate, according to its Canadian fees page; other conversions are at least 3%. Receiving US$100 from a US buyer and converting it costs US$4.00 in fees and then 4% of what’s left, US$3.84.

QR code payments cost 1.90% plus a fixed fee for C$10.01 and above, and 2.40% plus a smaller fixed fee for C$10.00 and below. In Canadian dollars the fixed fees are C$0.10 and C$0.05. A C$20 QR payment costs C$0.48 and a C$8 payment C$0.24.

It depends on the currency you receive: C$0.30 for Canadian dollars, US$0.30 for US dollars, €0.35 for euros and £0.30 for pounds, with a table of 24 currencies on PayPal’s page. The fixed fee is added to the percentage fee on every commercial payment.

Choose What to charge and enter the amount you want to keep. The calculator finds the lowest payment, to the cent, that leaves at least that much after every fee. To receive C$100 from a domestic payment, ask for C$103.30. Check the rules that apply to you before adding a surcharge for paying by PayPal.